Course content
1. Introduction to Commercial Banking: This module provides an overview of the commercial banking industry, including its role in the economy, key functions, and types of services offered. Participants will gain an understanding of the purpose and significance of commercial banks in facilitating financial transactions and supporting economic growth.
2. Banking Regulations and Compliance: This module focuses on the regulatory framework governing commercial banks. Participants will learn about key banking regulations, such as capital adequacy requirements, liquidity standards, and consumer protection laws. The module also covers compliance and risk management practices within commercial banks.
3. Organizational Structure of Commercial Banks: This module explores the organizational structure of commercial banks, including the roles and responsibilities of various departments and personnel. Participants will gain insights into the functions of departments such as retail banking, corporate banking, risk management, and operations. The module also discusses the hierarchy and reporting structure within commercial banks.
4. Commercial Banking Products and Services: This module delves into the range of products and services offered by commercial banks. Participants will learn about various financial products, including loans, credit facilities, deposit accounts, and trade finance. The module also covers ancillary services such as cash management, treasury operations, and wealth management.
5. Competitive Landscape and Industry Trends: This module examines the competitive landscape of the commercial banking industry. Participants will explore the key players in the market, industry concentration, and market share. The module also discusses emerging trends in the industry, such as digital banking, fintech innovations, and evolving customer preferences.
6. Financial Analysis of Commercial Banks: This module focuses on analyzing the financial performance of commercial banks. Participants will learn how to interpret financial statements, assess key financial ratios, and evaluate the creditworthiness of commercial banks. The module also covers techniques for analyzing the profitability, liquidity, and solvency of commercial banks.
7. Case Studies and Practical Applications: Throughout the course, participants will engage in case studies and practical exercises to apply their knowledge to real-world scenarios. These activities will enhance their critical thinking and analytical skills, as well as their ability to analyze and interpret industry data.
Assessment
The assessment is done via submission of assignment. There are no written exams.